Interpretation 丨@解 解 The provident fund problem you care about is here-to be heard
[Abstract] On May 31, the Xi’an Housing Provident Fund Management Center made a detailed interpretation of the implementation of the housing provident fund phased support policy.
In order to better give full play to the function of housing provident fund’s people’s livelihood guarantee, do a good job of support for the housing provident fund policy of enterprises and employees who are in difficulty in the impact of the epidemic, and provide more convenient and efficient services for employees and masses.The implementation of the implementation of the housing provident fund phased support policies in detail.
Questioning how to apply for a slow payment? Enterprises affected by the new crown pneumonia’s epidemic situation may discuss the resolution of the company with more than two -thirds of the employee’s congress or union of the union (without establishing an employee congress or the union). There are management agencies (sub -centers, management departments, and comprehensive business departments, see Annex 1) under the Housing Provident Fund Management Center; Question 2 What information does it need to be provided for applications? 1. The original resolution of the employee congress, the trade union or all the employees discussed; 2. 2 "Application Forms of the Unit Slowly Pay"; 3. The original ID card of the unit.
Enterprises applying for a housing provident fund to apply for a housing provident fund online online in Shaanxi (Xi’an) should take pictures or scans and upload the original required information required for the application. Question 3 Where can I download the "Slower Application Form"? The "Unit Slow Payment Application Form" can be downloaded on the "Office Services" page of the "Work Service" column of the official website of the Xi’an Housing Provident Fund Management Center. "Application materials" column download. Question 4 The start and ending time for application 4? The housing provident fund -staging policy from June 1, 2022 to December 31, 2022 (tentative, the same below), the company with difficulty in paying the housing provident fund can apply for the 2022 housing provident fund. Slowly paying housing provident funds only need to apply once, no need to apply monthly. After the economic benefits of enterprises have improved, they can apply for an early -end payment and make up for the housing provident fund during the slow payment period. What time is the housing provident fund remedy during the five -time -to -be -retained period? The implementation period of the phased slow payment policy is tentative to December 31, 2022. The enterprise shall make up the housing provident fund within three months after the expiration period expires, and it shall be deemed to be deposited normally after the repayment.
Normally withdrawal and application for housing provident fund loans to pay for employees are not affected. What is the specific range of the problem 6? The proportion of housing provident fund deposit is divided into unit ratio and individual ratio. The two ratios are between 5%and 12%, and enterprises can reduce the deposit ratio in the 5%-12%range.
Question 7 Where to reduce the deposit ratio? 1. You can log in to the Xi’an Housing Provident Fund Management Center Yun 3-E-E-Eli-E-E-Elix Online Department (http:///wt-web-dw).
2. You can go to the Xi’an Housing Provident Fund Management Center to pay for the deposit bank outlets (https:/// ywwd/jc/).
What are the cases of the problem eight? 1. The following situations can be extended for extension: (1) purchase of public housing, second -hand housing, demolition and resettlement houses sold by commodities and units; Essence
2. Extension of extraction time limit: From December 23, 2021, the time limit for extraction of more than 5 years of extraction can be extended until December 31, 2022.
If the employee Xiao Zhang, the commercial house purchased on January 5, 2017, due to the impact of the epidemic, did not have time to apply for a house purchase extraction, resulting in the time limit for the contracting time of the contract network after January 5, 2022. Extended to the extraction until December 31, 2022. What are the cases of the question nine? 1. Affected by the epidemic, employees did not handle the 2021 repayment of the principal and interest of the purchase of self -occupied housing loans or employees with no housing employees. They can handle two years of consolidated extraction before December 31, 2022. If the employee Xiao Wang, due to the impact of the epidemic in 2021, he did not have time to apply for rent extraction. You can withdraw the two -year rental withdrawal amount before December 31, 2022, that is, the maximum can be extracted from 10,200 yuan in 2021 plus 18,000 yuan this year. 28200 yuan (personal accounts need to be reserved for 3 months to deposit).
Employees who have not reached the upper limit of 18,000 yuan have been processed in the year, and they can be processed again before December 31. For example, employee Xiao Li, this year, has applied for a rental of 10,000 yuan for rent, and does not reach the upper limit of 18,000 yuan. It can be added to withdraw up to 8,000 yuan before December 31, 2022.
Where can I go to the delay to extract and supplement the extraction business? Applying the extension of the extraction business can be commissioned to the center to extract the bank outlets (https:/// ywwd/TQ/); the supplementary extraction business can be set up to the underground center 1) Course. What should the provident fund loan borrower pay attention to before the end of the eleventh phase support policy expires? During the implementation of phased support policies (from June 1, 2022 to December 31, 2022), the principal and interest of not yet repaid the loan shall be deposited before January 1, 2023. Loan deduction account. On January 1, 2023, the central system will conduct loan repayment batch deductions. At that time, the borrower fails to repay the principal and interest of the loan in full. System. The Xi’an Housing Provident Fund Management Center specially reminds that by the end of 2022, the center will issue a notice to remind borrowers to repay the loan in time through the official website, and please pay attention to viewing. China Business Daily reporter Qing Rongbo Source: Huashang.com-Huashang Daily.